Payday Advance Limited
We are a leading NZ payday lender specializing in unsecured loans. Personal cash loans for working Kiwis – Apply online anytime.
Definitions
PDA www.paydayadvance.co.nz (Payday Advance) means a branch of Zethus Holdings Limited operating under the name of Payday Advance.
We or us means PDA and/or Zethus Holdings Limited.
Responsible and transparent lending
We are fully committed to responsible lending and take all reasonable steps to ensure the affordability of each and every loan we approve. We are against over-borrowing and don’t encourage you to take out more than you need. With Payday Advance, there are NO hidden fees and we always show the total amount repayable before you decide to go ahead with your application.
Leaders in NZ Payday Loans since 2008
Payday Advance is one of New Zealand’s most trusted payday lenders with fast and flexible personal loans that will see you through to your next payday. We have already helped thousands of Kiwis take control of their financial shortfalls.
Our valued customers recommend us to their friends and family because of the speed, ease, convenience, transparency and confidentiality of our payday advance service.
Friendly and Understanding
With years of experience behind us, we genuinely understand our customers’ needs. If you are having trouble with the application process we have friendly staff on hand to help you.
Past bad credit may still be OK
Credit issues from the past may not prevent you from getting a Payday Advance loan. Simply apply and we will evaluate your current financial situation and whether the loan repayments would be affordable. We will take into consideration your past credit issues but usually only if they will affect your ability to meet the repayments.
We do not require security
Your assets are not tied to your loan. If something unexpected happens and you are not able to meet your financial obligations to Payday Advance, your loan is not secured to one of your personal assets – such as your car or house.
Fast processing
Our experienced Lending Team will process your loan application promptly and efficiently. We endeavor to have a lending decision within an hour of receiving all of your required supporting documentation.
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Safe and Secure
Payday Advance is committed to keeping your personal information safe and secure. Our online application forms are secured with the latest encryption technology and our paperwork processes are robust to ensure your information is kept safe at all times.
Government Registered
We support the New Zealand Government requirement for Financial Service Providers to register with the Registrar of Financial Service Providers in order to conduct business in New Zealand. We have registered and our registration number is FSP298566.

• All supporting documents must be received no later than 4.00pm in order for us to process your application on the same day.

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Opening Hours
  • Monday 08:30 AM - 17:30 PM
  • Tuesday 08:30 AM - 17:30 PM
  • Wednesday 08:30 AM - 17:30 PM
  • Thursday 08:30 AM - 17:30 PM
  • Friday 08:30 AM - 17:30 PM
  • Saturday Closed
  • Sunday Closed
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