Harmoney

Harmoney is New Zealand’s first licensed peer to peer lending platform. Our personal loan marketplace matches Kiwis who want to borrow with those who want to invest, giving everyone a fair deal.

End result? Everyone’s happy.
Peer to peer lending is a revolution

Peer to peer lending matches people who want to invest with people who want to borrow. It’s an efficient model that allows funds to flow directly between investors and borrowers without the need for a traditional Financial intermediary, giving everyone a better deal.